Ian Cassel, LLC d/b/a MicroCapClub (“MicroCapClub,” “We”) provides an electronic publication to independent investors registered with MicroCapClub (“You,” “Your,” “Registrant”) containing MicroCapClub’s opinions on certain financial information, including, without limitation, information on securities and securities markets (“Information”). The Information is provided by MicroCapClub but may be based on information submitted by third party suppliers ( “Information Providers”). The Information is provided on this Web Site (the “Site”). [LINK TO FULL DISCLAIMER]